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Bajaj Finserv reduces personal loan interest rate to 11.99pct
Personal loan aspirants have got more reasons to cheer ahead of this festival season as Bajaj Finserv reduced interest rate on personal loan at 11.99 percent.
Pune (Maharashtra) : Personal loan aspirants have got more reasons to cheer ahead of this festival season as Bajaj Finserv reduced interest rate on personal loan at 11.99 percent.
Bajaj Finserv, India's most diversified financial services company through its lending and investment arm, Bajaj Finance Ltd, will offer this special interest rate on a loan value of Rs. 12 lakh and above.
Loans amount of Rs. 8 lakhs to Rs. 11.99 lakhs can be availed at an interest rate of 13.49 percent, and loans between Rs.5 lakh and Rs.7.99 lakh at 13.99 percent. This limited period offer is valid till September 25, 2017. Bajaj Finserv will offer fastest approval and same day disbursal to existing and new customer in this limited period.
A personal loan that is approved in minutes and disbursed within 24 hours offers a number of conveniences:
•Tackles last-minute expenses easily
•Addresses emergency needs for finances
•Meet monetary deadlines without any hassles, such as submitting education fees for your child
Whether it is an unforeseen medical expenditure or funding child's higher education, Bajaj Finserv Personal Loan gives an access to funds up to Rs.25 lakh. There is absolutely no restriction on how the amount is used.
To ensure that the loan doesn't become a financial burden, Bajaj Finserv offers a flexible tenure that ranges from 24 months to 60 months. Depending on the repayment ability, applicant can pick a tenure that is best suited.
If you're an existing customer with Bajaj Finserv, getting access to a personal loan is even easier. The loan will be available to you on a pre-approved basis.
An Indian citizen in the age bracket of 25 to 55 years can apply for Bajaj Finserv Personal Loan with great ease. A handful of documents including bank details, KYC documents and proof of employment to apply for the loan. The minimal documentation speeds up the application process further.
ATMs offer incredibly easy access to money no matter where you are or how much money is required. A Line of Credit from Bajaj Finserv operates in a similar manner. It works like a credit facility allotted to consumer for a specified amount.
Consumer is free to withdraw and use any amount of money within this allowed limit and is liable to pay interest only on the amount withdrawn. This is a loan where you only pay the interest amount as EMI
