How to Check Your Car Insurance Policy Status Online in India

Keeping track of your vehicle’s insurance details is more important than ever, not only for legal compliance but also for your financial security. Performing a quick car insurance check helps you confirm whether your policy is active, up-to-date, and valid at any given time.

An expired or inactive policy can leave you vulnerable to hefty fines and uncovered repair costs in case of an accident. Thanks to digital tools, you no longer need to visit an office or call an agent to verify your coverage. Let us explore the simplest ways to check your motor insurance policy status online in India.

Why You Should Regularly Check Your Car Insurance Policy Status?

Having valid car insurance is not just a legal requirement in India. It plays a crucial role in financial security. By checking your policy status regularly, you can:

Prevent your policy from lapsing and avoid fines for driving without insurance.

Ensure continued claim eligibility and benefits, such as No Claim Bonus (NCB).

Verify important details, such as the policy expiry date and insured declared value (IDV).

Correct any errors or update your contact and vehicle information promptly.

Regular monitoring helps you stay compliant with the law and ensures that your coverage remains uninterrupted.

Methods to Check Car Insurance Policy Status Online

Through the Insurance Information Bureau of India (IIB)

Visit the official IIB website.

Enter your vehicle registration number, mobile number and email ID.

Submit the form to view insurer details, policy number and validity period.

Via Parivahan Sewa Website

Go to Parivahn Sewa website.

Click on “Know Your Vehicle Details”.

Enter the registration number and verification code.

You will see your insurer's name, policy expiry date and vehicle registration information.

On Your Insurer’s Official Website

Most insurers allow you to log in and view policy details instantly.

Typically, the steps include logging in, selecting a section like “My Policies” that will show your active and expired policies.

You can also download your policy documents or renew coverage online.

Tips to Keep Your Policy Status Updated

Here are a few tips that will help you keep your policy status updated:

Always renew your car insurance before the expiry date.

Update contact and vehicle details immediately after any change.

Link your policy to your mobile number and email to receive renewal reminders.

Save a soft copy of your insurance policy for easy access.

Common Issues and How to Resolve Them

Issue: Incorrect vehicle details or missing policy records.

Solution: Reach out to your insurer’s customer service or share updated RC details.

Issue: Delay in policy update on IIB or Parivahan portals.

Solution: Wait at least 2–3 weeks post-purchase or renewal before rechecking.

Issue: Lost policy document.

Solution: Download a duplicate from your insurer’s online portal anytime.

Simplify Car Insurance Management with TATA AIG

TATA AIG makes performing car insurance checks and managing your car insurance effortless. You can easily check your policy status, renew online and download your insurance documents through an intuitive web portal or app. With reliable coverage, responsive support and transparent policy tracking, TATA AIG helps you stay protected on every drive. Keep your car protected with the right policy without worrying about missed renewals or incomplete coverage.